228 loan No Further a Mystery
228 loan No Further a Mystery
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For every census tract by which the lender originated or purchased a little organization loan or modest farm loan, the financial institution need to report the aggregate amount and greenback volume of smaller small business loans and modest farm loans:
Upon ask for, a bank must provide copies, both on paper or in digital kind satisfactory to the individual producing the request, of the data in its public file. The financial institution might demand a reasonable cost not to exceed the expense of copying and mailing (Otherwise offered in electronic type).
네이버 블로그는 개인 블로그부터 기업 블로그까지 다양한 정보를 제공합니다. 관심 있는 분야의 블로그를 구독하면 유용한 정보를 얻을 수 있습니다.
(one) A customer loan is situated inside the census tract where the borrower resides at enough time which the borrower submits the loan application;
If a lender proven once-a-year measurable goals and isn't going to fulfill one or more of its satisfactory targets, the Board will consider the following aspects to find out the impact on a lender's CRA functionality analysis:
(ii) If a significant bank is just not subject matter to reporting under 12 CFR portion 1003 because of The placement of its branches, but would or else satisfy the Home Home loan Disclosure Act (HMDA) dimension and lending activity needs pursuant to 12 CFR portion 1003, the lender ought to collect and manage, in electronic variety, as prescribed from the Board, until finally the completion on the financial institution's up coming CRA evaluation during which the data are evaluated, the following data, for every closed-conclusion household mortgage loan, excluding multifamily loans, originated or purchased in the evaluation period:
스팸 게시물이 확대 생성되는 것을 방지하기 위하여 문구 및 사용 제한기간을
Purchases of property finance loan-backed securities in which a majority in the fundamental loans are usually not loans that the bank originated or ordered and:
The Board evaluates a financial institution's efficiency under an authorised system based on the functionality assessments that may utilize during the absence of the approved strategy and any optional evaluation factors or suitable modifications and additions website into the applicable general performance checks set forth in the financial institution's accredited prepare.
A bank may well post further information and facts for the Board with a private basis, even so the goals stated from the plan have to be sufficiently unique to permit the general public along with the Board to guage the deserves in the system.
모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.
(3) The volume of lenders whose dwelling mortgage loans, multifamily loans, small business loans, and small farm loans and deposits details are made use of to determine the applicable Retail Lending Quantity Threshold, geographic distribution current market benchmarks, and borrower distribution market place benchmarks;
Assignments to revitalize or stabilize a specific census tract that come with both of those commercial and household parts qualify as revitalization or stabilization actions below this paragraph (e)(2), if:
Pursuant to § 228.21, the Retail Lending Test evaluates a bank's history of helping to meet the credit rating requirements of its full Neighborhood in the financial institution's origination and buy of residence mortgage loans, multifamily loans, modest company loans, and compact farm loans.